Financing Types

Ultrasound Equipment Loans

Finance any ultrasound system with a straightforward equipment loan. Ownership from day one, terms up to 72 months, and decisions in about a week.

Quote My System

Scan volume climbs when the probe is where the patient is, and an equipment loan puts that probe in your hands without draining reserves. Unlike a lease, a loan makes you the owner from the moment the ink dries. The system goes on your balance sheet, depreciates on your schedule, and stays yours after the last payment. For practices that expect to run a cart-based workhorse for seven to ten years, that long-term math usually wins.

We lend on new and used ultrasound from $50,000 up through large multi-system purchases, with terms from 24 to 72 months. Rates are fixed, so the payment you quote today is the payment sixty months from now. If your practice already carries some equipment debt and the credit story is complicated, B and C credit profiles are still in play here. We work with the full picture, not just the score.

Clear answers

Questions About Ultrasound Equipment Loans

Review the common timing, documentation, and equipment questions before sending the quote.

Can I get a loan on a used ultrasound machine, or only new equipment?

Used equipment is eligible, including refurbished systems from certified dealers. The key factors are the machine's age, documented service history, and the availability of a realistic resale value. Systems five years old or newer with clean service records typically qualify without issue.

Do I need to put a down payment on an ultrasound loan?

Many deals close with no money down, particularly for practices with solid credit and stable revenue. Some situations, such as B or C credit profiles or very long terms, may call for a small down payment to reduce lender risk and improve your rate.

Will my credit score alone disqualify me from a loan?

Not necessarily. We look at the full business picture: revenue trends, time in business, existing debt obligations, and the strength of the equipment as collateral. A lower score does not automatically disqualify you, though it will affect your rate.

What happens at the end of the loan term?

The loan pays off, you own the equipment free and clear, and there are no further obligations. You can continue using it, sell it, trade it toward a newer system, or use its equity in a sale-leaseback transaction to pull working capital.

How long does the application process take from submission to funding?

A complete application with three months of bank statements typically moves through underwriting in a few business days. From approval to funding, expect a total of one to two weeks, though straightforward application-only deals can close faster.

Keep exploring

Related Financing Paths

Ultrasound equipment desk

Get Ultrasound Equipment Loans scanning.

Share the system model, seller quote, probe package, and desired in-service date. We will respond with the next documentation step.

Quote My SystemCall (615) 455-2651