Point-of-Care Ultrasound (POCUS)

Yes. Multi-unit purchases on a single vendor invoice can be financed as one transaction, which is often preferable to individual financing for each unit. The combined invoice needs to meet the $50,000 minimum. Fleet purchases may get slightly different term options depending on total amount and the practice's credit profile.

Direct training costs (CME courses, simulator access) are generally outside the scope of equipment financing. However, manufacturer-provided training and onboarding bundled into the vendor's purchase package can often be included in the financed amount as part of the total transaction. Ask your vendor to itemize training costs that are tied to the equipment purchase.

A solo practitioner buying for a personal practice or formal employment arrangement can qualify. If you are an employee rather than a practice owner, the equipment needs to be purchased through the legal entity that employs you or your own practice entity, not in your personal name. Sole-proprietor practices with a tax ID and bank account under the business name work fine.

The loan obligation continues regardless of equipment condition. Maintaining a manufacturer warranty or a third-party service contract protects you operationally, but it is separate from the financing contract. Some lenders allow the service contract cost to be included in the financed amount at origination, which gives you coverage without a separate out-of-pocket expense.

If the existing equipment has equity, a cash-out refinance or sale-leaseback on the older units can generate capital toward a new purchase. The older the equipment, the lower the market value, so this works best when the machines are relatively recent. It can also be structured as a trade-in within the same financing transaction if the vendor accepts the old units.