Financing Types

Ultrasound Equipment Leasing

Lease any ultrasound system with lower monthly payments and the flexibility to upgrade or return at term end. Options from FMV to $1 buyout.

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Scan volume can shift fast. A cardiology group that adds a new physician doubles echo demand inside a quarter. An urgent care chain opening a third location needs another portable before the buildout is done. Leasing keeps the capital nimble: lower monthly payments than a loan on the same dollar amount, and a clear end-of-term decision point so you are not locked into a system that no longer fits the workflow.

We structure ultrasound leases from $50,000 upward on both new and pre-owned systems. The two most common structures are the fair market value lease, which preserves the option to return, renew, or purchase at end of term, and the $1 buyout lease, which is ownership on a lease payment schedule. Each solves a different problem, and we can walk through both before you choose.

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Questions About Ultrasound Equipment Leasing

Review the common timing, documentation, and equipment questions before sending the quote.

Can I lease ultrasound equipment with a lower credit score?

Yes. B and C credit profiles are considered. We look at revenue history, time in business, and the strength of the equipment as collateral in addition to the credit score. The rate will reflect the credit profile, but approval is not off the table based on score alone.

What are my options if I want to upgrade before the lease ends?

Most leases allow early termination with an agreed-upon settlement of remaining payments. Some structures include a built-in upgrade provision. It is worth discussing the upgrade timeline at the start so the lease can be structured with that scenario in mind.

Is leasing pre-owned ultrasound equipment common?

It is increasingly common, particularly for certified refurbished systems from authorized dealers. The process is similar to leasing new equipment, though the lessor will factor in age and condition when setting the residual value.

Do operating leases keep equipment off my balance sheet?

Accounting treatment depends on the lease structure and the accounting standards your practice follows. The FASB's ASC 842 standard, effective since 2019, generally requires most leases to appear on the balance sheet. Work with your accountant to understand how a specific lease structure will be treated in your financials.

What documentation do I need to start a lease application?

Typically three months of business bank statements and a completed credit application. Purchases above $400,000 may require additional financial documentation. We let you know early in the process if more is needed.

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