Financing Types

Startup Practice Financing

Finance ultrasound equipment for your startup practice with no long operating history required. Loans from $50k, funding in 1-2 weeks. Apply today.

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Scan volume on day one is not an accident. Practices that open with the right imaging equipment earn from the first patient, and the ones that wait two years to finance a probe cart find themselves referring out every study in the meantime. We work with startup practices specifically because the early months are when equipment access matters most, and most conventional lenders will not touch a business without two full years of tax returns.

Our startup financing program is built for exactly that gap. You can apply with as little as three months of personal bank statements, a business plan that shows the clinical scope, and documentation of your licensure. We evaluate the operator as much as the entity, which means a strong personal credit profile and a clear vision for the practice carry real weight even when the business itself is brand new.

Deals start at $50,000. The practical sweet spot sits between $100,000 and $150,000 for a full-featured cart system, though we regularly fund single-probe portable units and full premium installations on both ends of that range. Whether you are opening an independent OB/GYN clinic, a point-of-care urgent care, or a dedicated vascular lab, the financing structure adapts to the equipment you actually need rather than a one-size number.

Clear answers

Questions About Startup Practice Financing

Review the common timing, documentation, and equipment questions before sending the quote.

Do I need two years in business to qualify for startup practice financing?

No. Our startup program is specifically for practices with less than two years of operating history. We evaluate the operator's personal credit, professional licensure, and business plan rather than requiring a full history of business tax returns.

Can I finance a refurbished ultrasound system under the startup program?

Yes. We finance new and used equipment alike. Refurbished systems that carry a current service contract are generally accepted by our financing team. We will want to confirm the vendor is a recognized dealer rather than a private-party sale.

What happens if my personal credit is below 680 but I have a strong practice plan?

Credit scores below 680 are not automatic disqualifiers. We work with B/C credit lenders who weigh the full picture, including your professional license, any signed contracts or lease agreements, and the demand for your specialty in your market. The file may require a larger down payment or a shorter term, but we can usually find a structure that works.

Can I include probes, training, and installation in the financed amount?

Yes. Soft costs like installation, training, and a service contract can often be rolled into the same financing transaction alongside the equipment itself. The full package typically needs to be documented in a single vendor invoice or quote.

How long are the repayment terms for startup practice financing?

Terms typically run 36 to 72 months. Shorter terms mean higher payments but lower total interest cost; longer terms reduce monthly cash outflow during the critical early growth phase. We will walk through both scenarios with you once we have your approval.

Ultrasound equipment desk

Get Startup Practice Financing scanning.

Share the system model, seller quote, probe package, and desired in-service date. We will respond with the next documentation step.