Financing Types

Sale-Leaseback Financing

Use a sale-leaseback to convert your owned ultrasound equipment into working capital while keeping the system in your facility and in use.

Quote My System

A system your practice owns outright is scan revenue every day, but it is also frozen capital. A sale-leaseback thaws it. You sell the ultrasound equipment to a financing company, receive a lump sum of cash, and immediately lease the same equipment back under a structured term. The system never leaves your facility. The probe keeps scanning. Your team never notices. What changes is that cash is now in your operating account instead of sitting inside a piece of hardware.

This structure is especially relevant for practices that have been paying down equipment debt for years and now own their systems free and clear. The equity in that equipment is real and it can be accessed without selling the machine to an outside buyer, without disrupting clinical workflow, and without taking on a conventional loan that a lender may scrutinize more heavily than a sale-leaseback transaction.

Clear answers

Questions About Sale-Leaseback Financing

Review the common timing, documentation, and equipment questions before sending the quote.

Does the equipment have to leave my facility during a sale-leaseback?

No. That is the defining feature of the structure. The title transfers on paper, but the equipment stays in place, in operation, under your care. There is no physical move, no interruption to clinical workflow, and no patient impact.

How is the purchase price determined in a sale-leaseback?

We use current fair market value based on the model, age, condition, and secondary market data for that equipment class. The value offer reflects what the equipment would sell for in an arm's length transaction. You are free to get multiple estimates and compare.

Can I buy the equipment back at the end of the lease?

Depending on how the lease is structured. A fair market value leaseback gives you a purchase option at end of term at then-current market value. A $1 buyout structure gives you ownership at end of term for a nominal $1. The end-of-term arrangement is negotiated at the start.

Is a sale-leaseback treated as income or a loan for tax purposes?

The tax treatment of a sale-leaseback depends on the specific structure and your jurisdiction. The proceeds from the sale may have tax implications, and the lease payments may or may not be deductible in full. You should work with a CPA or tax advisor before closing a transaction.

Can I do a sale-leaseback on a system I still owe money on?

Sometimes, if the equity in the system exceeds the outstanding debt. In that case, the sale proceeds first pay off the existing lien, and any remaining amount is your cash. If the debt is close to or exceeds the system's current value, a sale-leaseback may not generate meaningful proceeds and a refinance might be a better option.

Keep exploring

Related Financing Paths

Ultrasound equipment desk

Get Sale-Leaseback Financing scanning.

Share the system model, seller quote, probe package, and desired in-service date. We will respond with the next documentation step.

Quote My SystemCall (615) 455-2651