New ultrasound carries the current software stack, the current probe library, the manufacturer warranty, and the clinical capabilities your referrers are asking for today. It also carries a price tag that most practices cannot absorb out of operating cash. Financing spreads that cost across the system's productive life, so the equipment earns scan revenue from month one while the payments track alongside it. We finance new ultrasound from any major or specialty OEM vendor, sized from $50,000 into seven-figure multi-system purchases.
New equipment financing is the most common structure we see, and it is also one of the cleanest to underwrite. The manufacturer warranty reduces lender risk. The system's value is clearly documented. The collateral position is strong from day one. That favorable risk profile generally translates to better rate options for qualified practices than pre-owned financing.