Veterinary Ultrasound Machines

Startup and early-stage practices can qualify, though the terms typically include a personal guarantee from the practice owner and sometimes a larger down payment or a shorter term. A practice at 12 to 18 months with consistent revenue and clean banking history has more options than a brand-new startup, which may need a co-signer or a higher down payment to offset the shorter track record.

Private-party used equipment transactions can be financed. We do need documentation of the sale, the machine's make, model, and serial number, and ideally a service history or recent maintenance record. The equipment needs to be in functional working order. A machine bought directly from another clinic is a common scenario and is workable under our used equipment program.

Seasonal payment structures can be arranged in some cases, particularly for established equine practices with a clear seasonal revenue pattern. This type of structure allows lower payments in off-months and higher payments during peak breeding season. It is not a universal option but is something we can explore for practices that can document the seasonal pattern.

Bundling accessories, probe sets, and carts with the console under a single vendor invoice is the standard approach and often the cleanest financing structure. The combined total needs to meet the $50,000 minimum. Including service contracts in the bundle is also possible, though some lenders have limits on how much of the total can be soft costs like service agreements.

Building ownership is not required. A veterinary practice operating in leased space qualifies under the same criteria as one in owned property. What matters is business time in operation, revenue consistency, and creditworthiness of the practice and owner. A lease with at least 12 months remaining is generally sufficient.