Equipment Types

Transesophageal Echo (TEE) Systems

Finance TEE systems for cardiology, cardiac surgery, and anesthesia programs. Application-only to $400k, B/C credit considered, funding in 1-2 weeks.

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Transesophageal echocardiography puts the probe where the anatomy is most accessible: directly behind the heart, in the esophagus, with the imaging plane separated from the target structures by millimeters rather than centimeters of chest wall and lung. That proximity is why TEE delivers image quality on posterior cardiac structures (the mitral valve, the left atrial appendage, the aortic root, the atrial septum) that transthoracic echo often cannot match. For a cardiac surgery program performing intraoperative valve repair guidance, an electrophysiology program screening for left atrial appendage thrombus before cardioversion, or a structural heart team doing transcatheter interventions under real-time imaging, TEE is not optional equipment. It is the imaging that makes the procedure possible.

Financing a TEE system is a conversation about a complete imaging platform: a mid-to-premium echocardiography console, a TEE probe with multi-plane capability (and often 3D/4D imaging software for structural heart applications), and in some programs a second probe for pediatric or neonatal applications. The full package runs $100,000 to $300,000 depending on manufacturer and capability. We structure financing that fits the procedure volume and clinical setting, from a two-physician private cardiology group adding TEE capability to an ambulatory surgical center adding cardiac anesthesia support.

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Questions About Transesophageal Echo (TEE) Systems

Review the common timing, documentation, and equipment questions before sending the quote.

We're a cardiology practice that wants TEE but our credit score is 590 because of a rough two-year stretch that's now recovered. Where do we stand?

A 590 with a clear recovery story and current solid deposit history is workable for us. We'd look at the last six to twelve months of cash flow, the reason the score dropped, and the trajectory. Recovery matters a lot in how we read the credit picture.

Can we finance a replacement TEE probe separately from the original system?

Yes. If the original transaction is already closed and you need a replacement probe, that's a separate smaller transaction. It needs to meet our $50,000 minimum, which most 3D TEE probes clear at new pricing.

Our ASC is adding cardiac anesthesia. Can we finance the TEE system as part of the ASC's overall equipment build-out?

Yes. An ASC financing a broader equipment package that includes TEE can bundle items from multiple vendors or treat them as separate transactions depending on the timing and vendor mix. We'll work with you on the structure that simplifies the financing without creating unnecessary complications.

What happens to the TEE console at the end of a five-year lease?

Under a fair-market-value lease, you have the option to purchase at the then-current market value, return the equipment, or upgrade into a new lease. Most practices in fast-moving technology categories prefer the return-or-upgrade option for exactly the reason that five-year-old equipment in this field is often meaningfully behind current capabilities.

Do you have experience with Philips TEE probe financing specifically?

Yes. Philips EPIQ and Affiniti platforms with X7-2t probes are common in our portfolio. We're not a Philips-captive program, so our credit standards and timeline are independent of the manufacturer's financing arm. That independence is often what makes us a better fit when Philips' own program is too slow or too credit-selective.

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