Handheld Ultrasound Devices

Yes. A fleet purchase from a single vendor on a unified invoice can be financed as one transaction. This is often more administratively convenient than 25 separate agreements and may result in better terms because the total transaction size is more attractive to lenders. Make sure the master invoice lists the quantity, unit price, and any bundled accessories clearly.

Handheld devices from established manufacturers with active product lines hold value reasonably well in the secondary market, though not as strongly as cart-based systems. The collateral consideration is less important for smaller transactions but matters if you are applying for a large fleet loan without substantial practice financials to back it up.

A fair market value lease with a technology upgrade clause is a common structure for rapidly evolving device categories like handheld ultrasound. At end of term you return the devices and enter into a new lease for the current model. The tradeoff is that you never build ownership in the devices, but in a category where the technology is moving fast, that may not matter to you.

Equipment financing is a commercial product for business entities, not a consumer loan. The purchase needs to go through a legal business entity, either the practice, a professional corporation, or a sole proprietorship with business accounts and a tax ID. Purchasing in a personal name is outside our program scope.

The hardware cost is what we finance. Subscription software fees are an ongoing operating expense that you pay separately. Some lenders will include the first year of subscription in the financed amount as a soft cost; subsequent years are paid out of operating cash flow. Check whether your vendor offers a perpetual license option if you want to avoid an ongoing subscription.