Equipment Types

Endoscopic Ultrasound (EUS) Systems

Finance EUS systems for GI, hepatology, and oncology programs. Application-only up to $400k, B/C credit considered, decisions in days.

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Endoscopic ultrasound sits in a category most equipment financing programs handle poorly. The instrument straddles two disciplines (gastroenterology and diagnostic imaging), the unit cost is high, and the procedural value is significant enough that a GI group or academic medical program depends on it for a substantial portion of its procedural revenue. When the system is down or unavailable, patients wait, procedures get deferred, and the revenue gap shows up quickly. We understand the EUS program and finance it with the urgency and credit flexibility that the investment justifies.

EUS systems are used to evaluate subepithelial masses, stage pancreatic and upper GI malignancies, sample lymph nodes and solid organs via EUS-guided fine needle aspiration (EUS-FNA) or biopsy (EUS-FNB), drain pancreatic pseudocysts, and perform a growing range of therapeutic interventions including choledochoduodenostomy and gastroenterostomy. The platforms that support all of these applications are premium instruments. Full EUS systems with a radial echoendoscope, a linear (therapeutic) echoendoscope, a dedicated ultrasound processor, and procedure accessories run $150,000 to $400,000+ depending on manufacturer and configuration. That's the transaction range where our financing program is most useful.

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Questions About Endoscopic Ultrasound (EUS) Systems

Review the common timing, documentation, and equipment questions before sending the quote.

Can we finance two scopes and a processor as a single transaction?

Yes. Bundling the full EUS setup on a single vendor invoice, or combining multiple vendor invoices in one transaction, is how most EUS programs are financed. One approval, one monthly payment.

Our GI group has been open 28 months. Is that long enough for EUS financing at $200,000?

28 months is workable for a group with steady revenue and reasonable credit. We've financed GI groups younger than that on meaningful transaction sizes when the revenue profile and credit story support it.

Can we refinance our existing EUS system if we still owe on it?

Yes. Equipment refinancing is available if the system has equity and the monthly payment relief or term extension is worth the transaction. We'd need the current payoff, the system's fair market value, and the remaining term to evaluate.

We're buying a used Olympus scope from a hospital clearance. Will you finance used EUS equipment?

Yes. Used and certified refurbished EUS equipment is financeable. We need confirmation that the scope is in working condition and has been properly serviced, typically confirmed via a vendor inspection report or certification document from a recognized repair facility.

What's Section 179 and how much does it actually save on a $200,000 EUS purchase?

Section 179 lets qualifying businesses deduct the full cost of eligible equipment in the year it's placed in service rather than depreciating it over time. On a $200,000 purchase, a practice in a combined 30% effective tax bracket would save roughly $60,000 in taxes in year one instead of spreading those deductions over five or seven years. Your tax advisor should confirm eligibility for your specific structure.

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