Aesthetic Ultrasound Systems

Yes. From a financing standpoint, aesthetic ultrasound systems are equipment assets that depreciate over time, the same as diagnostic systems. The underwriting looks at the practice's revenue pattern, credit profile, and time in business rather than the reimbursement mechanism. Cash-pay aesthetic practices often have clean, predictable deposit histories that support straightforward qualification.

Consumables are generally not financeable on their own, but an initial cartridge package included in the original vendor invoice alongside the system itself can sometimes be bundled into the agreement. The key is that consumables need to appear on the same invoice as the equipment. Ongoing cartridge supply typically needs to be handled as an operating expense rather than a financed item.

Yes. Multiple equipment agreements are common for multi-location practices. Each agreement is evaluated independently. Your existing payment history on the first agreement, combined with the second location's projected or actual revenue, informs the underwriting on the new transaction. Strong performance on the first agreement generally supports approval on subsequent ones.

Manufacturer financing is sometimes competitive on rate but may include restrictions on equipment modifications, early payoff penalties, or requirements to purchase consumables and service from the manufacturer. Third-party financing through an independent lender is typically more flexible on payoff terms, source of consumables, and equipment modifications. Comparing both options is worth doing before committing.

Eight months is on the early side. Some lenders will consider a business at this stage with a strong personal credit profile from the owner and a down payment of 20 to 30 percent. Others require 12 to 24 months in business. We can run your scenario and give you a clear picture of what is available and what conditions might apply.