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BK Medical Financing

Finance BK Medical ultrasound systems for urology, surgery, and interventional imaging. Application-only to ~$400k, 1-2 week funding, B/C credit considered.

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The operating room and the procedure suite are where BK Medical earns its reputation. Unlike general shared-service platforms that handle multiple clinical departments, BK Medical systems are designed specifically for surgical guidance, intraoperative imaging, and procedure-suite ultrasound in urology, oncology, and surgical specialties. Financing a BK Medical system means structuring a deal for a high-value, specialized device that earns through procedure volume rather than general scan throughput, and that distinction shapes how we approach the transaction.

Our minimum is $50,000 and BK Medical systems routinely exceed that threshold, often substantially. The bk3000 and bk5000 platforms in fully configured surgical configurations, including specialty transducers for transrectal, laparoscopic, and intraoperative applications, can approach $150,000 to $250,000 depending on the probe set. Application-only financing covers up to approximately $400,000 with three months of bank statements. Funding happens in one to two weeks from approval. B and C credit is considered; established practices with strong procedure volume often qualify even when the credit score is imperfect.

Urology practices performing biopsies, focal therapy, or robotic-assisted procedures, surgical oncology groups doing intraoperative margin assessment, and ambulatory surgery centers adding procedure-suite imaging capability are the most common BK Medical buyers. The urology ultrasound category is where BK Medical has its deepest clinical penetration, and the financing conversation there almost always centers on whether the biopsy or focal therapy procedure revenue justifies the monthly payment. For BK Medical systems in those primary use cases, that math is usually straightforward to make. Practices considering an ultrasound equipment loan versus a lease on a system in this price range should think through the Section 179 implications, as the tax benefit on a purchase in this tier can be material.

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Questions About BK Medical Financing

Review the common timing, documentation, and equipment questions before sending the quote.

BK Medical is now a GE HealthCare company. Does that affect how we finance it?

Not materially for us. BK Medical systems are sold through BK Medical's own sales organization and dealer network, with their own invoicing. The GE HealthCare parent provides financial stability, which is actually a positive factor for long-term parts and support availability. We finance BK Medical as we would any major medical imaging brand.

Can I finance the MRI/US fusion biopsy software as part of a BK Medical deal?

Software licenses that are purchased outright with no recurring fee can be bundled into the financed amount when they appear on the vendor invoice alongside the hardware. Subscription-based software is an operating cost and cannot be financed. Confirm with BK Medical how their fusion biopsy software is priced before structuring the deal.

My urology group has an older BK Medical system. Can we refinance it to fund a new probe purchase?

If the existing system has market value remaining, a sale-leaseback or cash-out refinance can release capital for new probes or other equipment. The amount available depends on the current secondary market value of your specific system and configuration. We can appraise it and run the numbers.

Does a single-physician urology practice qualify, or is BK Medical only financeable for larger groups?

Single-physician practices qualify. Practice size is not a criterion in our underwriting. What matters is the practice's revenue relative to the monthly payment, time in business, and credit profile. A one-provider urology practice doing 10 or more biopsies per month has a clear revenue case for a BK Medical system.

How does BK Medical's relationship with GE HealthCare affect parts and service support?

GE HealthCare's acquisition brought BK Medical into a larger service and parts infrastructure. For buyers, this generally means better long-term parts availability and more service options than a standalone specialty manufacturer would offer. That is a real factor in the total cost of ownership and residual value of the equipment.

Can an ASC finance a BK Medical system without collateral beyond the equipment itself?

Yes. The equipment itself is the collateral in a standard equipment loan or lease. We do not require real property or personal assets as collateral for equipment transactions. Personal guarantees from the owners or managing partners are standard for non-institutional buyers, but no additional collateral beyond the equipment is typically required.

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Share the system model, seller quote, probe package, and desired in-service date. We will respond with the next documentation step.